One part of Coastal San Diego is pulling ahead fast
Realtor.com puts the San Diego-Chula Vista-Carlsbad median home price at $888,450. That number is real. It just does not describe Del Mar. In the three months ending July 31, 2026, the Real Estate Data Aggregator counted a $3,112,500 median sale price in ZIP 92014. That is more than three and a half times the metro figure. Countywide averages blur what is actually happening on this part of the coast.
Sales volume in ZIP 92014 more than doubled. The Real Estate Data Aggregator counted 50 homes sold in that period, up 127.3% from the same months of 2025. That kind of jump is not noise. Buyers showed up, and they closed.
How the three ZIP codes compare
These three ZIP codes sit close to each other on the coast. Their numbers tell very different stories for the three months ending July 31, 2026.
| 92014 (Del Mar) | 92037 (La Jolla) | 92109 (Pacific Beach) | |
|---|---|---|---|
| Median sale price | $3,112,500 | $2,245,000 | $1,575,000 |
| Homes sold | 50 | 144 | 121 |
| Change in homes sold vs. 2025 | +127.3% | -2% | +21% |
| Median days on market | 28 | 34 | 34 |
| Sale-to-list price | 99.6% | 97.1% | 98.5% |
| Sold above list price | 30% | 15.3% | 24% |
ZIP 92014: every signal moved in the same direction
It was not just price. The Real Estate Data Aggregator shows homes in ZIP 92014 sold 11 days faster than the same period in 2025. Months of supply dropped 6.1 months, landing at 2.8. Pending sales rose 87.5%. Nearly a third of homes, 30%, sold above list price, up 16.4 points from a year before. Sale-to-list came in at 99.6%, up 3.1 points.
ZIP 92037: more volume, but prices dipped
La Jolla is still a high-price market. The Real Estate Data Aggregator put the median sale price in ZIP 92037 at $2,245,000 for the three months ending July 31, 2026. That is down 10% from the same period in 2025. Homes sold slipped 2%, and days on market grew 10 days longer. Not every signal pointed up here.
One bright spot: the share of homes going under contract within two weeks rose 3.5 points, to 27.7%. Buyers who found the right home still moved quickly. The Real Estate Data Aggregator counted 164 homes for sale, down 16.8% from a year before.
ZIP 92109: steady and improving
Pacific Beach moved in a quieter but positive direction. The Real Estate Data Aggregator counted 121 homes sold in ZIP 92109, up 21% from 2025. The median sale price came in at $1,575,000, up 4.1%. Days on market were 34, three days longer than a year before. Sale-to-list held at 98.5%.
The broader picture: rates, price cuts, and rents
Mortgage rates crossed back above 7% in September 2026, according to Realtor.com. That is the first time since January 2025. Redfin reported that 21.7% of San Diego listings saw a price cut in the four weeks ending September 20, 2026. Nationally, Realtor.com put price reductions at 20.8% of listings in September 2026, the highest share since October 2022.
For renters watching from the sidelines, Realtor.com reported that the median asking rent in the San Diego-Chula Vista-Carlsbad metro area was $2,679 in August 2026, down 2.4% from a year before. Realtor.com also found that 44.4% of rental listings in the metro were offering concessions that same month. Rents are softer and landlords are negotiating, which is a different kind of pressure on the ownership market.
That pressure shows up differently by ZIP code. Del Mar's numbers suggest buyers there absorbed those rates without flinching. La Jolla saw some softening in price. Pacific Beach held steady. One market, three very different readings.
The whole coast combined
Across all three ZIP codes together, the Real Estate Data Aggregator counted 315 homes sold in the three months ending July 31, 2026, up 17.1% from 2025. Homes for sale fell 14.5%, to 325. Pending sales rose 11.3%, to 345. New listings dipped 4%, to 413. Supply is tighter than a year ago, and demand is up.
- The metro average of $888,450 (Realtor.com) does not describe any of these three ZIP codes.
- Del Mar's $3,112,500 median, 127.3% sales jump, and 28-day pace set it apart from the rest of the coast.
- La Jolla saw price softening but still moved homes.
- Pacific Beach gained steadily.
- Meanwhile, Realtor.com puts metro asking rents at $2,679, down 2.4% year over year, with 44.4% of rental listings offering concessions.
- One street can read very differently from its ZIP code, and one ZIP code can read very differently from the metro.
- The period covered is the three months ending July 31, 2026.
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Text me- Real Estate Data Aggregator numbers for ZIPs 92037, 92014 and 92109, the three months ending July 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Sep 3, 2026.
- Redfin: Price-Drop Rate Ticks Up to Record September Rate Amid Strong Buyer’s Market, Sep 30, 2026
- Realtor.com: September 2026 Monthly Housing Trends: Price Cuts Hit 4-Year Highs as Mortgage Rates Top 7%, Sep 30, 2026
- Realtor.com: August 2026 Rental Report: Rents Fall for 37th Straight Month as Concessions Give Renters More Leverage, Sep 17, 2026
- Federal Housing Finance Agency: FHFA House Price Index® Up 0.3 Percent in July; Up 2.6 Percent from Last Year | FHFA, Sep 29, 2026
- Redfin: Redfin Reports U.S. Home Prices Rose 0.25% From a Month Earlier in August, Sep 22, 2026